"Hi! My name is Don Nicolussi. I am a mortgage broker and the owner of Home Loan Warehouse.

Selecting the right mortgage broker can be really hard. You need to trust your broker with sensitive personal information and be confident they can get the job done right!

For this reason I want to tell you everything you will need to know about me to make a decision. To have an outstanding experience we will need to be a good fit for each other. If after reading this page you believe you would like to work with me please make contact."

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Home Loan Warehouse is an Authorised Credit Representative Number 402640 of Vow Financial Australian Credit Licence Number 390261. The business is wholly owned by Donald Maximilian Nicolussi ABN 80398720258 T/A Home Loan Warehouse.  Our head office is located at 3.05 The Platinum Building Erina, NSW 2257. We offer services Australia Wide were suitable. To discuss your invdiviudal needs contact 1300 553 907 where a contact can be made 24/7. 

Call: 1300 553 907  |  Fax: 02 82767258

No Fees Ever

No broker fees no matter the loan size

Negotiated Rates

Aggressively negotiate for you on most loans

Structured to Save

Structuring loans correctly to save

Expert Mortgage Advisor

A degree qualified, MFAA approved,  individual with investment experience

Time of the Essence

Whether investing or buying your home we understand that time is critical at every point

Streamlined Process

Australia wide access via streamlined processes

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“It was a great experience. Fast with fully detailed reasons behind each recommendation. It made choosing very easy.

Fiona Lawrence

Debt Consolidation & Refinance

“The loan set up left room for our next deal & cash in our accounts. Perfect for us.”

Elizabeth Donohoe

Small Property Development Loan


Improving our clients lives through the outstanding provision of home finance

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First Home

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Don Nicolussi, Leading Mortgage Broker & Owner Home Loan Warehouse




"My true motivation is my family. Everything I do is for them & their future. In practical terms what this means is that I strive to make personal and business decisions that are ethical,  putting the customers interest first and focusing on their long term financial well being.

The most important things in life do not have a monetary value



What motivates me?

To start go here!

"Choose a job you love & you will never have to work a day in your life...never a truer word has been said. My passion is real estate. I get a kick out of everything to do with property. That is, ownership, renovation investment and development.  Finance needs to come first when it comes to property. Finance is just a tool but it is a very important tool.

It is a natural fit



Getting the job done !

Why mortgage broking?

"Don from Home Loan Warehouse was able to secure a loan under incredible time constraints. We will only deal with Home Loan Warehouse for all our borrowing needs, including development loans. Thank you Don!" Mr CK, Property Surveyor, urgent development site loan, NSW, 2014.

Well planned property development can be enjoyable and profitable.



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"A big thankyou to Don Nicolussi at Home Loan Warehouse, for all your advice, assistance and work in securing us the best finance to purchase our home. Nothing was ever too hard and you made the whole process, simple and easy to understand. Tim & Sally, NSW, residential purchase & investment refinance, 2013.

Real life and real benefits from property ownership



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What do customers say?

► "Dear Don, I truly believe I would not have my beautiful house if not for you. A BIG BIG thankyou, I am in heaven!" Kylie, first home using  unrelated guarantor, Regional SA 2012.

► "I have no doubt that we could not have done it without you Don. This new loan will make our lives much easier." Nick & Amy,  NSW, 2011.

 ► "Don I greatly appreciate the service provided in the purchase of my first NRAS property. Thanks to your professionalism and patience. I have realized that NRAS purchase requires a broker who understands the scheme, has a good network of NRAS lenders that can offer competitive deals in terms of LVR and interest rates and who also has the determination and patience to follow up and see it through.

I valued the continuous update on application progress, holding points and quick turnaround on my enquiries and the knowledge that you had sound backup options ready." Mr MM SA 2013
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► " We were looking for a mortgage to buy land to build on in rural Victoria and the main High Street Banks were not interested as our needs did not fit in with their standard mortgage applications. As we had only lived in
Australia 2 years we did not feel well enough informed about the mortgage marketplace outside of the High Street Banks and so we contacted Home Loan Warehouse.
It was a difficult challenge to find the best bank loan to meet with our rural land purchase needs, but we are indebted to Don for the his professionalism and the amount of work he put in over a number of months to ensure we achieved our land purchase, and will be recommending Home Loan Warehouse to our friends and family." Norman and Marlene, Wyndham, Vic.
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"I completed my certificate course in mortgage broking at The National Finance Institute. My result equalled the best academic result ever achieved in the history or the course.  I complete yearly MFAA professional development and further independent study including property investment courses.

100% academic result :case studies

100% academic result:assignments



Like to discuss a loan scenario ?

Qualifications - Equal highest Score in course history!

" Qualifications are only valuable if you can apply the knowledge in practical ways that benefits clients in the long term."

Majoring in economics and finance



Has someone told you NO ?

Qualifications - Bachelor of Commerce

" Studying law teaches you how to think differently and solve complex problems. I am not a solicitor. Our customers use an affiliated legal practice that has national coverage."

Legal Education in NSW

Law degree equivalent



Solving complex problems !

Qualifications - Law - Solicitors Admission Board

More options !

Our Lenders - solid, trusted,  flexible

"Trust is a two way street. You have to trust your broker with personal and often sensitive information. Your broker also needs to be able to verify what you tell them and make sure they can provide the most suitable option for you.

Practicing what I preach means keeping overhead low and maximising the return on every dollar spent. I have a small office in this professional building. It is easy to find and there is plenty of parking. If you live in Newcastle/Hunter, the Central Coast or Sydney we will probably meet up in not long after you make contact. If you live in another part of the country we can meet up later. Look at the testimonials. I work with clients all over Australia on a regular basis.

NB: I am not taking any new foreign resident clients.

Office Location

The Platinum Building 

Erina, NSW



Australia wide

Australia wide service delivery

Australia Wide Service


"Dear Don, I am writing to thank you for going over and above when helping us obtain our new home loan. As you know we were in a difficult situation as our previous pre approval with another broker did not come through. I am still amazed that in 7 days you had us a loan with one of the best big banks for the full amount needed, allowing us to go through with our purchase (and we did not lose any money).
Most importantly you were patient with me when I was stressed and always kept me in the loop. We could not be happier and look forward to working with you when we apply for funding to build." Donna Hobson, NSW, 2014.
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"Thank you for reading the page. You can contact reception and leave a message for me on 1300553907 ( 7 days )  or call me directly on the mobile above.

Let's Start!

Don Nicolussi, Mortgage Broker & Owner Home Loan Warehouse



Thank you! My Direct mobile is 0420786784

"Every lender or bank has different rules. Even where lenders have similar rules the individual decision makes at those banks have discretionary powers that can and do mean the difference between "yes" and "no".

That is, same facts, similar rules and a different person can mean a differenet result.

It is important to have options and have good working relationships with key people.

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